This is a basic "no frills" non-interest bearing checking account for Students age 24 or under.   At age 25, this account will automatically convert to a Silver Club Checking account. 

• $25 Minimum Opening Deposit
• No Minimum Balance
• No Monthly Maintenance Fee
• Unlimited Check Writing
• Instant Cash or Instant Cash & Check Card available upon approval with no transaction fees at Patriot Bank Minnesota ATMs **
• Internet Banking and Telephone Banking
• On-line Bill Payment
• Image Statement, which includes Images of all Checks and Deposits  
• Deposit and Check Images included with each statement; or an optionally, encrypted password protected statement may be emailed to you
• FDIC Insured

** Patriot Bank Minnesota will charge a $2 fee for transactions at all other ATMs. Other ATM owners may charge a usage fee in addition to the $2 fee.