This is an interest bearing club account that requires that you maintain an average $1,000 monthly balance to avoid an $8.00 maintenance fee (enjoy the advantages of tiered interest rates).

• $100 Minimum Opening Balance
• Requires $1,000 Average Monthly Balance
• If the balance falls below $1,000, there is a $8.00 Maintenance Fee
• Unlimited Check Writing
• Tiered Interest Rate. The Interest Rates and Annual Percentage Yields may change at the Bank's discretion at any time.  
• Instant Cash or Instant Cash & Check Card available upon approval with no transaction fees at Patriot Bank Minnesota ATM's **
• No charge for Cashier's Checks or Money Orders   
• 20% discount on annual Safe Deposit Box rental
• Internet Banking and Telephone Banking
• On-line Bill Payment
• Image Statement, which includes Images of all Checks and Deposits
• Deposit and Check Images included with each statement; or an optionally, encrypted password protected statement may be emailed to you
• FDIC Insured

** Patriot Bank Minnesota will charge a $2 fee for transactions at all other ATMs. Other ATM owners may charge a usage fee in addition to the $2 fee.