This account requires that you maintain an average $400 monthly balance to avoid an $8.00 maintenance fee (enjoy the advantages of tiered interest rates).

• $100 Minimum Opening Deposit
• Requires $400 Average Monthly Balance
• If the average monthly balance falls below $400, there is an $8.00 Maintenance Fee
• 10% discount on annual Safe Deposit Box rental 
• Unlimited Check Writing
• Tiered Interest Rate.  The Interest Rates and Annual Percentage Yields may change at the Bank's discretion at any time.  
• Instant Cash or Instant Cash & Check Card available upon approval with no transaction fees at Patriot Bank Minnesota ATMs **
• Internet Banking and Telephone Banking
• On-line Bill Payment
• Image Statement, which includes Images of all Checks and Deposits
• Deposit and Check Images included with each statement; or an optionally, encrypted password protected statement may be emailed to you
• FDIC Insured

** Patriot Bank Minnesota will charge a $2 fee for transactions at all other ATMs. Other ATM owners may charge a usage fee in addition to the $2 fee.