This is a non-interest bearing club account with a $5.00 monthly maintenance fee if the average monthly balance falls below $100 .

• $100 Minimum Opening Deposit
• Requires $100 Average Monthly Balance
• If the average monthly balance falls below $100, there is a $5.00 maintenance fee 
• Write up to 25 checks per month at no charge; then $0.25 per check thereaf
• Instant Cash or Instant Cash & Check Card available upon approval with no transaction fees at Patriot Bank Minnesota ATMs **  
• Internet Banking and Telephone Banking
• On-line Bill Payment
• Image Statement, which includes Images of all Checks and Deposits
• Deposit and Check Images included with each statement; or an optionally, encrypted password protected statement may be emailed to you
• FDIC Insured

** Patriot Bank Minnesota will charge a $2 fee for transactions at all other ATMs. Other ATM owners may charge a usage fee in addition to the $2 fee.